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10 Tips for Mums on a Budget

10 Tips for Mums on a Budget
This is a guest post from PawnHero.ph.

There are times when no matter how much we work and no matter how much we save, we just can’t seem to have enough money. Our family’s expenses just keep growing. What’s a mum to do?

During these tough times, mums like us need to think creatively to stay within our budget. We can save a lot of money just by thinking out of the box and doing things differently.

Here are some tips that may help you out.

10. Borrow Instead of Buy

Whenever someone in our family needs something, our first instinct may be to buy it. But before you do, think hard if you really need to buy it or not. If the item is something that you need for the long term, it might make more sense to buy it. However, if it’s something that will only be used for a while, such as books for example, just borrow it from someone else and return it after you’re done using it.

9. Go for Value

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