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BPI More Fun Prepaid Card

BPI More Fun Prepaid Card review

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So I just got myself a credit card.

My first one, in fact, as I had always just borrowed mother’s CC for unavoidable transactions. I was wary of getting one because I don’t want to be into debt; thus, I almost always pay for stuff in cash. If I use a credit card, I like to pay it as soon as I can.

So why have I gotten myself a credit card?

Well, because it’s prepaid.

Remember what I said in my last blog? When I told you how we waited for almost 3 hours in BPI? Ito yun. I was lining up to claim by BPI More Fun Prepaid Credit Card.

Why did I choose this over other credit cards? 

Again, it’s prepaid, which means if I use it, I’m not using the money I don’t have. On the contrary, I will be spending my own cash (in card form). Think of it as the child of the credit card and the debit card.

What is the difference between a prepaid credit card and a debit card?

The difference between this and a debit card (which I also have) is that it comes with the features of a credit card: card number, security number, and is a Visa. The works. This means you can use it in whatever transaction requires a credit card.

BPI My ePrepaid vs. BPI More Fun

There are actually 2 prepaid credit cards offered by BPI: this and My ePrepaid. I first considered the latter but ultimately decided to get a More Fun card because of two reasons:

  1. It has a lower opening fee: P250 vs. P600.
  2. You can upload your own picture to serve as background for the card.

Oh yes, I’m not kidding. More than the lower opening fee, I gravitated toward More Fun because I can choose the picture I can use. Woot!

I decided to use a picture of Yuri when we were in Costa Marina.

The photo was ultra-crisp on the website but in person, it looked a bit blurred. Maybe this was intentionally done to highlight the card number or other features. Anyway, it does not matter because the actual card is cute enough.

As of now, I haven’t used the card yet. I submitted my account number for the enrollment of the credit card in my BPI online, and I didn’t check whether it has been enrolled already. I will do an update, though, once I finally get to use it!

I applied for this card online and it took around 3 weeks before I finally received an email saying that my card was ready to claim. I’m not sure, though, whether this wait has been made longer because I applied for the card in the middle of Christmas season. To show you what I did to apply and eventually claim the card, I will write a separate post later this week.

If you want more information about this card, you can visit BPI’s website. This is, in any way, a sponsored post. I applied for the card on my own accord and reviewed it because I think it’s cool.

This post was originally written in January 2015. 

As of now, I have already used my BPI More Fun Prepaid Card several times, including a couple of times with GoDaddy and one time with Photobook Philippines. I’ve also connected it to my PayPal account and used it to re-verify my account. It’s fail-proof and the best part is that I don’t have to think of debts to pay!

For instructions on how to apply for a BPI More Fun Prepaid Card, read this!