You’ve been redirected from my post on BPI More Fun Prepaid Card on DavaoMommy.com.
So I just got myself a credit card.
My first one, in fact, as I had always just borrowed mother’s CC for unavoidable transactions. I was wary of getting one because I don’t want to be into debt; thus, I almost always pay for stuff in cash. If I use a credit card, I like to pay it as soon as I can.
So why have I gotten myself a credit card?
Well, because it’s prepaid.
Remember what I said in my last blog? When I told you how we waited for almost 3 hours in BPI? Ito yun. I was lining up to claim by BPI More Fun Prepaid Credit Card.
Why did I choose this over other credit cards?
Again, it’s prepaid, which means if I use it, I’m not using the money I don’t have. On the contrary, I will be spending my own cash (in card form). Think of it as the child of the credit card and the debit card.
What is the difference between a prepaid credit card and a debit card?
The difference between this and a debit card (which I also have) is that it comes with the features of a credit card: card number, security number, and is a Visa. The works. This means you can use it in whatever transaction requires a credit card.
BPI My ePrepaid vs. BPI More Fun
There are actually 2 prepaid credit cards offered by BPI: this and My ePrepaid. I first considered the latter but ultimately decided to get a More Fun card because of two reasons:
- It has a lower opening fee: P250 vs. P600.
- You can upload your own picture to serve as background for the card.
Oh yes, I’m not kidding. More than the lower opening fee, I gravitated toward More Fun because I can choose the picture I can use. Woot!
I decided to use a picture of Yuri when we were in Costa Marina.
The photo was ultra-crisp on the website but in person, it looked a bit blurred. Maybe this was intentionally done to highlight the card number or other features. Anyway, it does not matter because the actual card is cute enough.
As of now, I haven’t used the card yet. I submitted my account number for the enrollment of the credit card in my BPI online, and I didn’t check whether it has been enrolled already. I will do an update, though, once I finally get to use it!
I applied for this card online and it took around 3 weeks before I finally received an email saying that my card was ready to claim. I’m not sure, though, whether this wait has been made longer because I applied for the card in the middle of Christmas season. To show you what I did to apply and eventually claim the card, I will write a separate post later this week.
If you want more information about this card, you can visit BPI’s website. This is, in any way, a sponsored post. I applied for the card on my own accord and reviewed it because I think it’s cool.
This post was originally written in January 2015.
As of now, I have already used my BPI More Fun Prepaid Card several times, including a couple of times with GoDaddy and one time with Photobook Philippines. I’ve also connected it to my PayPal account and used it to re-verify my account. It’s fail-proof and the best part is that I don’t have to think of debts to pay!